14th – 17th June 2012 at Catholic Spirituality Center, Singapore.
March. Crazy-ass month. Between building my newly joint online business with Khai Ng and preparing for an extreme sports tournament over the weekends, I spent the weekdays to scout for the next place to move to. And this time, make it my permanent home.
Ever since I moved back to PJ in 2007, I have been hopping room from room, apartment to apartment. I had no fixed plan and with a business I can operate from virtually anywhere, it was really ‘anything goes’ for me.
Five years later and I am deeply rooted here again. Moving places was fun at first but after several house shiftings later, now just the thought of moving again – even for the last time in a long – is revolting.
Property prices are shooting up like nobody’s business in the Klang Valley and even though my friends who are in the real estate business predict there will be a bust and price drop, there is no certainty as to how much and when. Assuming it does happen, it won’t be anytime so soon; it can take a few years. And the general opinion I got is that the overall housing prices will not dip much. Probably 20% or so.
Not gonna wait man. I make my move right NOW.
Way I see it, saving 10% to 20% but trading away a few years of my life waiting is unacceptable. I will be in my early 30’s by then. And that is ASSUMING the overall prices of properties in the Klang Valley DO drop, and usually the market forces have a way of giving rude surprises to everyone.
So I hit up the Property.com.my website, and started my search from there. I spent one whole week checking out properties and ultimately I decided on the Cascadian Lake House in Puchong. It’s a new area and when I visited, the townhouses were nearing completion.
Nice and beautiful surroundings. Convenient as well – variety of food stalls and restaurants within walking distance and Carrefour is 5 minutes drive away.
The big downside is that I will be staying further from most of my friends in PJ and Puchong is notorious for terrible jams. I drove back and forth at different times throughout the week to get an idea on the traffic congestion. Fortunately I work from home most of the time and I seldom leave the house to meet anyone; might as well be at night when the traffic is smooth. Besides, the traffic congestion in PJ is becoming no better now.
The sheer amount of paperwork and loan application were a HUGE put off though. And the frustration does not even begin to describe it.
I started off getting screwed by a former Alliance Banker – the same guy who helped with the loan application for my first property in Johor. After he failed to follow through with my application and didn’t have the balls to pick up my phone call since, I had wasted three weeks. At the risk of losing the deal to another interested buyer, I hustled my own lawyer to extend the deal and finally was able to secure it for my own.
I successfully secured my loan with Public Bank for this house but man, the amount of papers to sign was sickening to a fault! I cannot help wonder if the complicated process was deliberately designed to wear out and fool uninitiated buyers, in the name of ‘giving full protection and covering legal loopholes’. I spent a lot of time quizzing my real estate agent, lawyers and the mortgage specialist on every clause my mind did not compute – I normally don’t ask a lot of questions, but this was no time to be fucking stupid.
A recurring remark I heard: this was their first time dealing with someone as young as my age buying a property on their own. I was flatterred, but could that be the same reason I wasn’t taken seriously at first? No, blame my casual attire consisting of geek t-shirt, 3 quarter pants and sandals.
I regret not following my mother to at least witness the full procedures when she bought the house in Johor a couple of years back. Would have had made things somewhat easier and less surprises too. I entertained the thought of buying properties for investment reasons but after all the paperwork fiesta… having second thoughts there now.
Now I am glad that most of the boring paperwork had been done and dealt with, I am timing my move to the new place. Since the property is new and built from scratch, I need to hire an electrician and get some renovation done as well.
To me, this is going to be more than just a home. It is to be my latest accolade in career achievement, doubling as my home office, private armory for my favorite extreme sports and bachelor’s crib goes without saying.
6 to 8 months countdown starts now… in the mean time, I am gonna hang tight, make lots of moolah and stay alive.
Doctor said I had an internal injury in the abdomen and while it would heal naturally, I had to watch what I eat.
For a long time, I had to lay off the acid foods or risk vomitting and indigestion. It had been that way for me for almost three years and I didn’t know what the real problem was until now. As a result, not only I ate less than usual (and I am already not a big eater) it sucks not to be able to enjoy my meals.
A bigger intake of vegetables, carrots and tomatoes helped and eventually I was able to get back to my former appetite. Finally!
For the first several weeks, I ate more porridge and dropped ‘rich foods’ like too much cheese and milk; switched to soy milk instead. More than half the time I cook my own meals now.
After the stomache injury, I took up only brisk exercises and later when I got back on my feet, it was back to building muscles again.
Right now my weight stands at 62.7 KG (or nearly 138 pounds). Still aiming to put on another 2 1/2 kilos and I should look just about nice for my body proportion. Body fat percentage went up a bit, from 15.1% to 15.9%. Still acceptable, so long as the muscle mass gain follows.
I spent the most of the first year training to get my body conditioned. Now it’s time to get more ambitious. At this point, I am already able to ‘carry my own weight’ for dead lifts and squats – 4 reps and 8 reps per set respectively.
Got to start training for runs. I’ve signed up for the KL Standard Chartered Marathon which is on 24th June. This will be my first 10KM run in 10 years.
BTW I used this Alkaline Food Charts. You might find this useful too. 🙂
1. Since the start of the year, I have placed the focus of my time and energy to expand my Internet Business further. After ‘selling off’ PLRGold with my business partner Khai Ng (Inspiration DNA), we started work on the next brand of marketing products called Wealth Print. We are making this bigger than both PLRGold and IDNA combined, and for the first time we have started a team consisting of Project Managers and Interns, some of which we plan to continue working with us after the 3 months probation is over.
2. This, of course, puts a dent on my social life. However, it’s temporary – all my best results come when I am working without or with little distraction. At the same time, this makes a perfect alibi from a handful of irritating people I’d avoid seeing. I want to take my wealth and business to the next level and this means being selective with who I meet in person.
3. I will be taking the Accelerated FreeFall (AFF) skydiving course in Udon Thani, Thailand middle of this year. I stretched my balls last year and jumped off the plane 3 times. This time I am going to up the ante and do it 9 times. Solo.
4. I intend to buy my own house after surviving the jumps. However many of my friends from the real estate industry strongly discourage buying any property now as “the bubble is about to burst”. I’ve been hearing that since last year, and given market cycles it can be years before it happens. Still, it would suck to buy a house at RM 1million only to devalue by 20%… and I have to still pay the full mortgage price.